Transcription of EFFECTIVE DEMAND LETTERS - NACM
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EFFECTIVE DEMAND LETTERS - NACM
2018 Bell Nunnally & Martin LLP. All Rights R E NL . HA R T, PA R T N E RBE L LNU N N A L L Y& MA R T I NLLP3 2 3 2 MCKI N N E YAVE. , STE. 1 4 0 0DA L L A S, TE X A S7 5 2 0 4 ( 2 1 4 ) 7 4 0-1444K A R E N H@B E L L N U N N A L L O MEFFECTIVEDEMANDLETTERS: SECURINGPAYMENT& AVOIDINGLIABILITY 2018 Bell Nunnally & Martin LLP. All Rights LETTERS ..Why Bother ..Take TimeCost $$WHY? 2018 Bell Nunnally & Martin LLP. All Rights Ask and you shall receive .. Sometimes Increase chances of payment, if:oClear oConcise oSupportedoCall to action oDeadline oUltimatum May be required by law or contract 2018 Bell Nunnally & Martin LLP. All Rights Demonstrate: oConfidenceoOrganizationoCommitment Apply pressure Strong reminder you are not going away Goal: Attention = Payment/Settlement 2018 Bell Nunnally & Martin LLP. All Rights Contracts Credit Application Promissory Note Security Agreement Lease or Rental Agreement All amendments, modifications Invoices and Statements of Account Communications to/from Debtor All correspondence Account notes Documentation Re: Defenses / Excuses Your file Organized, chronological 2018 Bell Nunnally & Martin LLP.
credit cardholder violated business cardholder agreement by incurring personal debt, she incurred consumer “debt,” subject to FDCPA; debt was personal at moment it was incurred) •First Gibraltar Bank, FSB v. Smith, 62 F.3d 133 (5th Cir. 1995) (obligations arising out of commercial transaction is not debt under the FDCPA) •Garza v.
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