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Embracing change

Embracing change Annual Report 2021 Atradius Contents Management report This is 4. This is 4. Our 2021 performance at a 6. Ten years in 7. A message from the Management 8. Driving innovation 3. Business Products and 13. Global 16. Atradius Group 18. Corporate governance .. Report of the Supervisory 20. Shareholder 22. Delivering exceptional service 12. Corporate 25. Company information .. 00. The global economic environment .. 30. Business performance .. 33. Human resources .. 42. Risk and capital 45. Environmental, Social and Governance Sustainability .. 48. Building robust businesses 19. Financial statements .. 51. Consolidated financial statements 2021 .. 51. Company financial statements 2021 .. 142. Other information ..151. Statutory appropriation of result ..152. Independent auditor's report ..154. Stimulating ambition 29.

Moody’s (6) A2, outlook stable A.M. Best (7) A (Excellent), outlook stable (1) ncluding Graydon, Iberinform Portugal, Gestifatura and Informes Mexico since Q3 2016.I (2) et Investment Result consists of net income from investments and share of associated companies (excluding N realised gains & losses and impairments on associated companies).

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