ETP Midstream Guide 2017

L E T ' S G E T S TA R T E D . GROWING. TOWARD A GREAT FUTURE. 2 0 17 B E N E F I T S G U I D E. 2017. B A C K | H O M E | F O R W A R D . YOUR BENEFITS. NO T ICE REG A RDING. TH I S COMM U N IC AT ION. This Guide provides only an overview of benefit changes and clarifications effective January 1, 2017. The respective plan documents and policies govern your rights. You should rely on this information only as a general summary of some of the features of the plans and policies. In the event of any difference between the information contained herein and the plan documents and policies, the plan documents and polices will supersede and control over this Guide . For specific plan details including eligibility requirements, enrollment rules, benefits and other program details, please refer to the Summary Plan Description. The Partnership expressly reserves the right at any time and for any reason to amend, modify or terminate one or more of the plans or policies described in this Guide .

MEDICAL For medical coverage, you have a choice of two options: • A Consumer-Directed Health Plan with a Health Savings Account (CDHP + HSA), or • A PPO plan. The Medical Plans offer you and your eligible dependents comprehensive coverage for preventive care services, doctor visits, urgent care and emergency services.

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