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Evidence of Insurability (EOI) Frequently Asked Questions

Evidence of Insurability (EOI) Frequently Asked Questions What is Evidence of Insurability (EOI)? Evidence of Insurability , also known as Evidence of good health is the process by which Prudential determines if you are healthy enough to be considered eligible for the amount of insurance coverage for which you are seeking. Why is Evidence of Insurability required? Evidence of Insurability is generally required for individuals who are enrolling late for a plan (with late meaning sometime other than when the plan was first made available to them) or if they are seeking an amount of insurance coverage that is considered higher than normal. In order for the insurance rates to remain as competitive as possible for the entire group, it is important that the plan NOT provide insurance to people who may have a medical condition that could lead to a possible pre-mature death.

Evidence of Insurability (EOI) Frequently Asked Questions What is Evidence of Insurability (EOI)? Evidence of Insurability, also known as “evidence of good …

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