Transcription of Experian Glossary of Account Conditions & …
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AccountAccountCode ConditionExplanationCodeConditionExplana tionAccount Conditions85 SCNL LOCC onsumer now located/was credit grantorcould not locate consumer87* FOREPROCF oreclosure proceeding started88* GOVCLAIMC laim filed with government for insured portion of balance on loan89* DEEDLIEUC redit grantor received deed for collateralin lieu of foreclosure on a defaulted mortgage91* TRMDFALTE arly termination by default of original terms of lease or sales contract92* INSCLAIMC laim filed for insured portion of the balance93* COLLACCTA ccount seriously past due/ Account assigned to attorney, collection agency or credit grantor s internal collection department94* FORECLOSC redit grantor reclaimed collateral to settle defaulted mortgage95* VOLUSURRV oluntary surrender96* REPOSSESM erchandise was taken back by creditgrantor/there may be a balance due97* CHARGOFFU npaid balance reported as a loss by the credit grantor98* SCNLC redit grantor cannot locate consumerA1 OPENOpen accountA2 PAIDPaid Account /zero balanceA3* C
Code Payment Status Explanation Code Payment Status Explanation * An asterisk indicates there may be a need for further review Payment Status 00 NO STATUS No status 07* CUR WAS 60-2 Current account/was 60 days past due date 2 times 08* CUR WAS 60-3 Current account/was 60 days past due date 3 times 09* CUR WAS60-4+ …
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