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Fair Credit Reporting Act - Federal Trade Commission

fair Credit Reporting Act15 1681 Revised September 2018As a public service, the staff of the Federal Trade Commission (FTC) has prepared the following complete text of the fair Credit Reporting Act (FCRA), 15 1681 et seq. Although staff generally followed the format of the Code as published by the Government Printing Office, the format of this text does differ in minor ways from the Code (and from West s Code Annotated). For example, this version uses FCRA section numbers ( 601-629) in the headings. (The relevant Code citation is included with each section heading and each reference to the FCRA in the text.)

Sep 01, 2011 · evaluating the credit worthiness, credit standing, credit capacity, character, and general reputation of consumers. (3) Consumer reporting agencies have assumed a vital role in assembling and evaluating consumer credit and other information on consumers. (4) There is a need to insure that consumer reporting agencies exercise

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