Transcription of FINANCIAL INNOVATION IN THE DIGITAL AGE: …
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FINANCIAL INNOVATION IN THE DIGITAL AGE: challenges FOR REGULATION AND SUPERVISIONJos Manuel Gonz lez-P ramo (*)(*) Jos Manuel Gonz lez-P ramo is BBVA Executive Board Member. The author appreciates the comments and suggestions received from lvaro Mart n, Jos Carlos Pardo and Pablo article is the exclusive responsibility of the author and does not necessarily reflect the opinion of the Banco de Espa a or the DE ESPA A 11 REVISTA DE ESTABILIDAD FINANCIERA, N M. 32 FINANCIAL INNOVATION IN THE DIGITAL AGE: challenges FOR REGULATION AND SUPERVISIONB anks have always managed to make the most of technology to improve their efficiency and the service provided to their customers, but they now face a new wave of INNOVATION with much wider implications for FINANCIAL services.
banco de espaÑa 11 revista de estabilidad financiera, nÚm. 32 financial innovation in the digital age: challenges for regulation and supervision
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