Transcription of FINANCIAL PRODUCT DEVELOPMENT …
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FINANCIAL PRODUCT DEVELOPMENT …
1 financial product development standards and PRACTICES Report prepared by: Joint Forum PRODUCT Disclosure and Regulation Committee April 2, 2013 Joint Forum of FINANCIAL Market Regulators Forum conjoint des autorit s de r glementation du march financier 2 EXECUTIVE SUMMARY There are many factors driving the introduction of new products in the marketplace. These include FINANCIAL innovation, increased cross-sectoral competition amongst both PRODUCT manufacturers and intermediaries, and the changing needs of consumers as Canadians live longer. The range of FINANCIAL products and services that consumers can choose from is increasing. Some new products are complex in nature with risks not easily understood by consumers themselves or the intermediaries that advise them. The need for consumers to purchase suitable products with a full understanding of the features of these products and associated risks is of critical importance.
Apr 02, 2013 · 1 FINANCIAL PRODUCT DEVELOPMENT STANDARDS AND PRACTICES Report prepared by: Joint Forum Product Disclosure and Regulation Committee April 2, 2013
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