Transcription of Financial well-being: The goal of financial education
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Financial well-being: The goal of financial education
January 2015 Financial well-being: The goal of Financial education 2 Financial WELL-BEING: THE GOAL OF Financial education Table of contents Table of 2 Executive summary .. 4 1. Introduction .. 8 2. Research design and methods .. 12 Literature-based research .. 13 Qualitative research .. 16 Consultation with a panel of experts .. 17 3. Defining Financial well-being .. 18 What Financial well-being is .. 18 Differences between working-age and older consumer perspectives on Financial well-being .. 21 4. What influences individual Financial well-being .. 23 Financial behaviors .. 24 Financial knowledge .. 31 Personal traits .. 37 Social and economic environment.
provisions of the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 (Dodd-Frank Act) that charge the Bureau with researching, developing, promoting, and implementing financial literacy programs and activities.4 Fulfilling this aspect of our mission requires that we know what approaches are effective in
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