Transcription of Firstmac Residential Lending Policy
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Firstmac Residential Lending Policy
Firstmac Residential Lending Policy Firstmac Limited ABN 59 094 145 963 AFSL/Australian Credit Licence 290600 Originator / Broker Version 09-2021 September 2021 1 Firstmac Limited ABN 59 094 145 963 AFSL/Australian Credit Licence 290600 Amendments in this version Policy section Summary of change Acceptable sources of income Investment income dividends, rely on up to 80% of assessed amount (Fast Trax Update# 66) 28 Offset sub-account Updated reference from Redraw offset facility to Offset sub-account Deemed return of 2% pa on cash & share investment; where actual returns are higher and evidenced as required, up to 80% of actual returns may be considered. 2 Firstmac Limited ABN 59 094 145 963 AFSL/Australian Credit Licence 290600 Contents 1 Introduction.
assessment within 90 days of when the credit assistance is provided. This will be when the Originator/Mortgage Manager, Broker or Introducer assist the borrower to apply for a loan or an increase to a loan. Assisting a borrower arrange a settlement is not credit assistance, and so the assessment does not need to be within 90 days of loan ...
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