Transcription of Firstmac Residential Lending Policy
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Firstmac Residential Lending Policy
Firstmac Residential Lending Policy Firstmac Limited ABN 59 094 145 963 AFSL/Australian Credit Licence 290600 Originator / Broker Version 09-2021 September 2021 1 Firstmac Limited ABN 59 094 145 963 AFSL/Australian Credit Licence 290600 Amendments in this version Policy section Summary of change Acceptable sources of income Investment income dividends, rely on up to 80% of assessed amount (Fast Trax Update# 66) 28 Offset sub-account Updated reference from Redraw offset facility to Offset sub-account Deemed return of 2% pa on cash & share investment; where actual returns are higher and evidenced as required, up to 80% of actual returns may be considered.
operations manuals which together form the basis for providing residential loan funding under the mortgage program. Firstmac’s lending guidelines are governed by the Firstmac redit ommittee harter. All loans submitted and processed through Firstmac or …
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