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Flood Disaster Protection Act

Interagency Consumer Laws and Regulations FDPA August 2019 FDPA 1 Flood Disaster Protection Act The National Flood Insurance Program (NFIP) is administered primarily under the National Flood Insurance Act of 1968 (1968 Act) and the Flood Disaster Protection Act of 1973 (FDPA).1 The 1968 Act made federally subsidized Flood insurance available to owners of improved real estate or mobile homes located in special Flood hazard areas (SFHA) if their community participates in the NFIP. The NFIP, administered by a department of the Federal Emergency Management Agency (FEMA) known as the Federal Insurance and Mitigation Administration (FIMA), makes federally backed Flood insurance available to consumers through NFIP Direct Program agents who deal directly with FEMA or through the Write Your Own Program (WYO), which allows consumers to

Flood Insurance Act of 1968 (1968 Act) and the Flood Disaster Protection Act of 1973 (FDPA). 1. The 1968 Act made federally subsidized flood insurance available to owners of improved real ... prohibiting their regulated lending institutions from making, increasing, extending or renewing a

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