Transcription of Freddie Mac Flex Modification Reference Guide
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Freddie Mac Flex Modification Reference Guide
Freddie Mac Flex Modification Reference Guide January 2022 January 2022 Freddie Mac Learning Page i Freddie Mac Flex Modification Reference Guide Eligibility Requirements for Flex Modifications ..2 Exclusions ..4 Exceptions ..5 Soliciting the Borrower for a Flex Modification ..5 Streamlined Offer for Flex Evaluating the Borrower for a Flex Modification ..6 Documentation Requirements for Flex Modifications ..7 Determine the Post- Modification MTMLTV Ratio ..7 Flex Modification for Borrowers with a COVID-19 Related Hardship ..8 Determine Eligibility for a Flex Modification Trial Period Plan Based on Estimated Modification Terms: Borrowers with a COVID-19 Related Hardship ..8 Determine Eligibility for a Flex Modification Trial Period Plan Based on Estimated Modification Terms: Post- Modification MTMLTV Ratio Greater than or Equal to 80 Percent .. 11 Determine Eligibility for a Flex Modification Trial Period Plan Based on Estimated Modification Terms: Post- Modification MTMLTV Ratio Less than 80 Percent.
Mortgages that are currently subject to an unexpired offer to the borrower for another modification or other alternative to foreclosure, such as a forbearance or repayment plan . August 2021 Freddie Mac Learning Page 5 Freddie …
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