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Fund Performance

Q22018 Standard Life Pre Retirement(Passive Plus Universal) PensionFund30 June 2018 This document is intended for use by individuals who are familiar with investment contact your financial adviser if you need an explanation of the terms fund is used to start gradually moving your money out of the growth phase of a Universal strategiclifestyle profile (SLP), into a mix of lower risk investments which are considered appropriate if you have yet todecide how you re going to take your retirement income or if you want to take a flexible income (known asdrawdown). It may not be suitable as a standalone fund or if you re building your own portfolio from our fullfund fund aims to meet its goal by holding different types of investment funds, such as those investing inequities (shares), bonds (loans to a government or company) and non-residential property (such as offices,shopping centres and shares in property development companies). These investments can be from aroundthe world, including emerging markets, which means that some of them will be in a foreign currency.

representation whatsoever, expressly or impliedly, either as to the results to be obtained from the use of the FTSE EPRA NAREIT Developed Index (the "Index") and/or the figure at which the said Index stands at any particular time on any particular day or otherwise. The Index is compiled and calculated by FTSE.

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