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Government Overlays Matrix - STMPartners

Page 1 of 2 Last Revision Date: 01/26/2018 (Correspondent) Confidential suntrust Government Credit Overlay Matrix suntrust Mortgage, Inc. FHA Credit Overlays as of January 26, 2018 In order to mitigate the risk on the loans we originate, suntrust Mortgage has Overlays in our guidelines in addition to the Federal Housing Administration (FHA) requirements. This summary of Overlays is being provided as a reference tool; it is not intended to replace our detailed product guideline documents. An X under a product column indicates that the overlay applies for that product. For complete product guidelines, please refer to the FHA product description and general guideline sections in the Correspondent Selling Guide.

Page 2 of 2 Last Revision Date: 06/08/2018 (Correspondent) Confidential Government Overlays Matrix SunTrust VA Credit Overlays – as of August 3, 2018 This document is a summary of most SunTrust credit overlays for the VA product and is being provided as a reference tool to aid in identifying these

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