Transcription of GUIDELINES AND PROGRAM MANUAL January, 2017
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GUIDELINES AND PROGRAM MANUAL January, 2017
RESIDENTIAL DOWNPAYMENT. ASSISTANCE PROGRAM . First Time Homebuyers Assistance GUIDELINES AND PROGRAM . MANUAL . january , 2017. 9200 Basil Court, Suite 504, Largo, Maryland 20774. Office (301) 883-5300. TDD (301)883 5428 for Hearing Impaired Only Fax (301) 883-5291 Telephone Transmitted Only TABLE OF CONTENTS. TOPIC PAGE. 1. Introduction 3. 2. Applicant Eligibility 3. 3. Credit and Mortgage Standards 3. 4. Debt Ratio Standards 4. 5. Loan Amount 4. 6. Loan Term 4. 7. Interest Rate 4. 8. Primary Residency Restrictions 5. 9. Repayment Requirements 5. 10. Household Income Limits and Income Determination 6.
5 7. PRIMARY RESIDENCY RESTRICTIONS Property must remain primary residence for a minimum of 10 years. At the closing of the PATHWAY TO PURCHASE loan, the borrower will be required to sign a regulatory agreement and declaration of covenants that will be recorded in the land records of
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