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Highmark Inc., d/b/a HIGHMARK BLUE SHIELD

BSMUHDHP1200-O 23081 (6/05)Page 1 of 28 HIGHMARK Inc., d/b/a HIGHMARK blue SHIELD ( the Plan ) A Pennsylvania non-profit corporation whose home office address is 1800 Center Street, Camp Hill, Pennsylvania, 17011 Comprehensive Major Medical Preferred Provider HighDeductible Subscription Agreement for Individual Members Utilizing the PremierBlue SHIELD Professional Provider Network and the HIGHMARK blue SHIELD Participating Facility Provider Network, Without a Gatekeeper identified as PPOBlue Required Outline of Coverage YOUR AGREEMENT CAREFULLY-This outline provides a very brief description of the important features of your Subscription Agreement ( Agreement ).

BSMUHDHP1200-O 23081 (6/05) Page 1 of 28 Highmark Inc., d/b/a HIGHMARK BLUE SHIELD ( the Plan ) A Pennsylvania non-profit corporation whose

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