Transcription of Home Mortgage Disclosure Act Examination Procedures
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Home Mortgage Disclosure Act Examination Procedures
home Mortgage Disclosure Act Examination Procedures Background and Summary The home Mortgage Disclosure Act (HMDA) was enacted by the Congress in 1975 and is implemented by the federal reserve Board s Regulation C (12 CFR Part 203). The period of 1988 through 1992 saw substantial changes to HMDA. Especially significant were the amendments to the act resulting from the Financial Institutions Reform, Recovery, and Enforcement Act of 1989 (FIRREA). Coverage was expanded in the FIRREA amendments to include many independent nondepository Mortgage lenders, in addition to the previously covered banks, savings associations, and credit unions.
The Home Mortgage Disclosure Act (HMDA) was enacted by the Congress in 1975 and is implemented by the Federal Reserve Board’s Regulation C (12 CFR Part 203). The period of 1988 through 1992 saw substantial changes to HMDA. Especially significant were the amendments to the act resulting from the Financial
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Home Mortgage Disclosure, HMDA, Mortgage, Freddie Mac Home Possible, Home Possible mortgage, HOME, Home Possible, Regulation C, Mortgages and Home Finance: Conduct of Business, Disclosure, Home Mortgage, Mortgage Loan Originator License New Application, Overview of the TILA-RESPA, Wholesale Broker Guide, Toolkit, Consumer Financial Protection