HOMEOWNERS PROGRAM MANUAL – FLORIDA

United Property & Casualty Insurance Company APPROVED. HOMEOWNERS MANUAL Date Re ceived: Date Of Action: 1/19/2016 04/20/2016. FL OFFICE OF INSUR. ANCE REGULATION. UNITED PROPERTY & CASUALTY. INSURANCE COMPANY. HOMEOWNERS . PROGRAM MANUAL FLORIDA . New Business Effective 5/7/2016. Renewal Business Effective 6/22/2016. UNITED INSURANCE MANAGEMENT, LC. Managing General Agent UPC FLORIDA HO MANUAL 5/16. 1. United Property & Casualty Insurance Company HOMEOWNERS MANUAL . Underwriting Guidelines 1. Coverages, Forms and Limits Available .. HO-1-1. 2. Deductible Options .. HO-2-1. 3. General Underwriting Requirements .. HO-3-1. 4. Ineligible Risks A. Property Type and Characteristics .. HO-4-1. B. Location .. HO-4-1. C. Occupancies .. HO-4-2. D. Applicant Characteristics and Loss History .. HO-4-2. E. Liability Exposures .. HO-4-2. 5. Binding Authority .. HO-5-1. 6. Application and Submission Requirements.

United Property & Casualty Insurance Company HOMEOWNERS MANUAL . UPC Protector HO Manual 05/14 HO-4-1 . 4. Ineligible Risks (these eligibility guidelines apply to both New and Renewal business, unless shown otherwise)

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