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Important Account Information - Morgan Stanley

Important Important Account Account Information InformationPlease read this booklet carefully and retain for your records Important Account Information (01/2022) GWMINAIPAGE 2 OF 116NY CS 10104646 01/2022 GWMINAIC ontents4 General Information for all Accounts4 Consumer Privacy Notice January 20227 Brazilian Data Protection Notification7 Do Not Call Information for Nevada Residents7 Call Recording Notice7 Summary of Account Types Offered at Morgan Stanley8 Conflicts of Interest and Other Information13 Account Linking Service14 Electronic Delivery (eDelivery)15 European Securities Subject to the Shareholder Rights Directive II15 Disclosure of Your Name to Issuers of Securities15 Tax & Legal Disclosure16 The USA PATRIOT Act16 Understanding Your Brokerage and Investment Advisory Relationships18 Account Protection19 FDIC Insurance20 Business Continuity Management Program and Technology Disaster Recovery Program Overv

important information regarding your account(s) and/or recommendations regarding account types, securities or investment strategies involving securities you may receive. Certain disclosures and/or sections of this booklet may not apply to all of your accounts, depending on the type of

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