INDIVIDUAL PERSONAL PENSION FUND GUIDE - …

INDIVIDUAL PERSONALPENSION FUND GUIDEP ensionsContentsWhat is an INDIVIDUAL PERSONAL PENSION ? 2 The funds in detail 3 The risks associated with different investments 4 What are the specific risks associated with these funds? 5 List of funds 6 Fund portfolios 7 INDIVIDUAL funds 9 Glossary of investment terms 15 What is an INDIVIDUAL PERSONAL PENSION ?The basic idea of an INDIVIDUAL PERSONAL PENSION is quite simple: it is a wrapper within which your money is invested into one or more funds of your choice. You can choose from our ready-made fund portfolios or from our INDIVIDUAL funds, up to a total of 10 funds and/or portfolios. These funds are then looked after by expert fund managers, over the medium to long-term duration of the investment, and are then used to provide an income when you retireThe fund then invests in selected assets which might include cash, equities, property and fixed-interest securities, depending on the fund s investment objective.

Contents What is an Individual Personal Pension? 2 The funds in detail 3 The risks associated with different investments 4 What are the …

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