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INSURANCE DOCUMENTS

DIPLOMA IN INSURANCE SERVICESMODULE - 3 NotesInsurance DocumentsPractice of Life INSURANCE INTRODUCTIOND ocuments are necessary to evidence the existence of acontract. In life INSURANCE several DOCUMENTS are in DOCUMENTS stand as a proof of the contract between theinsurer and the insured. The major DOCUMENTS in vogue inlife INSURANCE are premium receipt, INSURANCE policy,endorsements OBJECTIVEA fter going through this lesson you will be able tozRecall the various DOCUMENTS used in life insurancezLearn the utility of each NEED FOR INSURANCE DOCUMENTATIONLife INSURANCE is a legally enforceable contract between twoparties both of whom are legally qualified to contract . It istherefore, necessary that the terms and conditions of theagreement must be suitably documented in a manner thatwould make it clear that both parties to the contract are Ad-idem , of the same mind. Ad-Idem means that both theparties understand the same thing in the same sense or areof the same mind on the same subject.

The documents stand as a proof of the contract between the insurer and the insured. The major documents in vogue in life insurance are premium receipt, insurance policy, endorsements etc. 2.1 OBJECTIVE After going through this lesson you will be able to zRecall the various documents used in life insurance zLearn the utility of each document.

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