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Insurance in your super

Money when it matters most Insurance in your super Effective 3 September 2022. Contents Page Why you need cover 5. Cover you get when you join 6. Basic cover 7. Types of cover available for members 7. Cover designs 8. When your cover starts 9. Are you under 25? 10. Start your basic cover earlier 11. Work ratings 12. Cover amounts and costs 14. Limited cover and standard exclusions 19. Limited cover 20. Standard exclusions 22. Do you have Insurance already? 24. Changing or cancelling your cover 26. When cover stops and how you can get cover again 30. Making a claim 33. Nominate your beneficiaries 39. Words and terms used 41. The information in this document forms part of the following Product Disclosure Statements (PDS) dated 3 September 2022: AustralianSuper GHD Superannuation plan personal plan super Options Issued by AustralianSuper Pty Ltd ABN 94 006 457 987 AFSL 233788.

monthly from your super account. › See page 16 for Income Protection costs and page 18 for Death and TPD cover costs. › Your basic cover may be limited cover – see page 20 for details. › For information on when your cover starts see page 9. * Basic cover isn’t provided in Personal Plan and Super Only, but you can apply for cover anytime.

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