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Joint Guidance on Overdraft Protection Programs - …

DEPARTMENT OF THE TREASURY Office of the Comptroller of the Currency [Docket No. 05-03] federal reserve system [Docket No. OP-1198] federal DEPOSIT INSURANCE CORPORATION NATIONAL CREDIT UNION ADMINISTRATION Joint Guidance on Overdraft Protection Programs AGENCIES: Office of the Comptroller of the Currency, Treasury (OCC); Board of Governors of the federal reserve system (Board); federal Deposit Insurance Corporation (FDIC); and National Credit Union Administration (NCUA). ACTION: Final Guidance . SUMMARY: The OCC, Board, FDIC, and NCUA (the Agencies), are issuing final Joint Guidance on Overdraft Protection Programs ( Guidance ). This Guidance is intended to assist insured depository institutions in the responsible disclosure and administration of Overdraft Protection services.

Joint Guidance on Overdraft Protection Programs AGENCIES: Office of the Comptroller of the Currency, Treasury (OCC); Board of Governors of the Federal Reserve System (Board); Federal Deposit Insurance

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