Transcription of Joint Guidance on Overdraft Protection Programs
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Joint Guidance on Overdraft Protection Programs
Attachment Office of the Comptroller of the Currency Board of Governors of the Federal Reserve System Federal Deposit Insurance Corporation National Credit Union Administration Joint Guidance on Overdraft Protection Programs February 18,2005 The Office of the Comptroller of the Currency (OCC), Board of Governors of the Federal Reserve System (Board), Federal Deposit Insurance Corporation (FDIC), and National Credit Union Administration (NCUA), collectively the Agencies, are issuing this Joint Guidance concerning a service offered by insured depository institutions that is commonly referred to as bounced-check Protection or Overdraft Protection .
Credit Union Administration (NCUA), collectively “the Agencies,” are issuing this joint guidance concerning a service offered by insured depository institutions that is commonly referred to as “bounced-check protection” or “overdraft protection.” This credit service is sometimes offered on both consumer and small business transaction
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