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KAMYAB PAKISTAN PROGRAM

OPERATIONAL FRAMEWORK. KAMYAB PAKISTAN PROGRAM . OPERATIONAL FRAMEWORK. Internal Finance Wing Ministry of Finance Government of PAKISTAN 1. OPERATIONAL FRAMEWORK. CONTENTS. 1 LIST OF ACRONYMS .. 3. 2 INTRODUCTION .. 4. 3 GOVERNANCE 4. 4 OPERATIONAL FRAMEWORK .. 5. 5 KPP CONCEPT .. 5. 6 KEY ELEMENTS OF KPP .. 7. FEATURES OF END-USER MICRO LOANS .. 9. 7 KEY ENABLERS .. 9. 8 ROLES & RESPONSIBILITIES .. 9. EXECUTING AGENTS .. 9. WHOLESALE 11. 9 SUBSIDY CLAIM MECHANISM .. 11. 10 reporting 12. EXECUTING AGENTS .. 12. WHOLESALE 12. 11 APPLICANTS PROCUREMENT 12. APPLICATIONS RECEIVED THROUGH 12. APPLICANTS MARKETED DIRECTLY BY EAs .. 13. Annex-1: STEERING COMMITTEE .. 14. Annex-2: WORKING GROUP.

10 REPORTING REQUIREMENTS ... their financial empowerment. This is the first program of its kind in Pakistan’s history wherein banks are being connected to the lowest income segment through microfinance institutions. 3 GOVERNANCE STRUCTURE

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  Reporting, Financial, Microfinance

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