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LEOFF Plan 2 Retirement Know -how

LEOFF Plan 2 Retirement Know-how 1 Introduction The three major elements of your Retirement portfolio include your LEOFF 2 Pension, Social Security, and Personal Savings. Many LEOFF 2 members do not have access to Social Security. If this is you, then it is very important to focus on investing in personal savings for your Retirement . This publication provides: A plan summary Retirement planning considerations Retirement ready options and considerations, including o estimating your benefit o Purchasing an annuity o Purchasing additional service credit o Deferred Compensation or other deferred savings programs o Retirement application process o Insurance coverage for medical, life and long-term care o Social Security Post- Retirement Information Retirement checklists for financial and estate planning, and Retirement Contact information Plan Summary LEOFF Plan 2 is a defined benefit plan.

o Estimating your benefit o Purchasing an annuity o Purchasing additional service credit ... You will continue to receive the annuity portion of your monthly benefit if you return to work or membership. Annuities are eligible for an annual Cost-of-Living Adjustment (COLA), just like your pension benefit. ...

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