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LOAN DOCUMENTS – At a Glance

LOAN D OCUMENTS At a Glance Bor rower s Cer ti fi ca ti on Aut horiz ati on Sig ni ng Presentat io n Gui de li ne s Bor rower s Cer tification A ut horiz ation. This d oc ument certifies al l of the in formati on provide d i n t he loan appli cati on i s true and comple te. Addit io nal Information This is the Borrower s Cert ificat ion an d Aut hor izati on . By signing th is document the borrower agrees and certifies tha t the information cont ai ne d in th e borrower s loan app licat ion is tr ue an d complete, witho ut misre pr es en ta ti on or omission of impo rtant fac ts . The borrower also authorizes the len der to release loa n-spec ifi c info rmat ion to an inv es to r looking to pu rc hase the loa n in th e sec ond ary market.

Closing Disclosure S igning P resentation G uidelines Combines and replaces the HUD-1 and TIL statement for most loans August 1, 2015. ... account may be required if the principal amount exceeds 80% of the sales price or the appraised value, whichever is lower.

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  Value, Disclosures, Appraised, Appraised value

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