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mandatory provident fund - Principal

Exclusive DistributorPrincipal MPFproduct brochure mandatory provident fund1 IMPORTANT INFORMATION1. The Principal Guaranteed fund in Principal MPF Smart Plan (the Smart Plan ) invests solely in a single approved pooled investment fund in the form of an insurance policy issued by Principal Insurance Company (Hong Kong) Limited (the Sponsor ). The guarantee of the Principal Guaranteed fund Policy, in which the Principal Guaranteed fund of the Smart Plan invests, is given by the Sponsor. Your investments in this constituent fund , if any, are therefore subject to the credit risks of the Sponsor. The guarantee applies in specified circumstances only. Please refer to Section (6) of the relevant offering document for details of the credit risk, guarantee features and guarantee conditions.

approval of the Mandatory Provident Fund Schemes Authority (Authority), the maximum rate may be increased. Please call Customer Service Hotline at 2802 2812 for the latest rate of reduction and the declared crediting rate.

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