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MEMBER GUIDE - Libcare

MEMBER GUIDE2018 Inside this MEMBER GuideIntroduction02 Libcare 2018 Libcare Trustees and Principal OfficerFraud AwarenessUseful InformationLibcare 2018: Benefit DesignRisk Benefits10 Major Medical Benefits Chronic Benefits Preventative Care Benefits Crime Trauma Benefit Casualty Benefit (After-hours emergencies)Day-to-day Benefits24 Medical Savings Facility (MSF)Out-of-Hospital Expenses Benefit (OHEB)Self-Payment Gap (SPG)Threshold Benefits (THB)Membership Information27 Self-help Services31 How to Claim332018 Benefit Table35 NotesExclusionsContributionsCalculate your Day-to-day BenefitsGlossary46 Contact Details48 DisclaimerThis is an overview and summary of the Libcare services and benefits. Every attempt has been made to ensure complete accuracy of this MEMBER GUIDE . However, in the event of a conflict between this GUIDE and the registered Rules of the Scheme, the Rules will prevail.

Libcare Trustees and Principal Officer You would use our 0800 12 CARE (2273) number in the first instance to access all Libcare services, as all your day-to-day

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