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MEMBER HANDBOOK

qualified personnel in public service. The benefits also help public employees care for themselves during retirement. The IPERS plan is a defined benefit plan with qualified plan status under federal Internal Revenue Code section 401(a). A defined benefit plan provides a lifetime benefit calculated using a formula. Your benefits grow with you

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FY2022 Member Handbook

ipers.org

Sample Qualified Domestic Relations Order..... 22. If You Retire Because of Disability ... an employee if you are subject to . substantial control by the public . employer for which you perform services for pay. The term “control” refers only to employment and

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ipers.org

As a defined benefit plan, IPERS provides lifetime benefits. IPERS cannot lower benefits members have already earned. The amount of your benefit is based on a formula that includes your years of service, age, and average salary. With a defined contribution plan, such as a 401(k) or 403(b) plan, you take on the investment risk. Benefit amounts are

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Beneficiary Designation

ipers.org

include a successor trustee in your designation of a living trust. At your death, the successor trustee will be contacted about the death benefits payable. For a testamentary trust, you must include: 1) the specific name of the trust followed by the words created under my last will and testament, 2) the name of the trustee followed by

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EMPLOYER HANDBOOK

ipers.org

compensation that you should include in or exclude from the amounts you report to IPERS. The compensation you must report to IPERS constitutes IPERS-covered wages. Section 5 describes the IPERS contributions required for both IPERS-covered employers and employees. Section 6 discusses the steps taken to file IPERS reports, remit contributions ...

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FORMS W-4P—WITHHOLDING CERTIFICATES FOR PENSION …

ipers.org

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