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Merrill Edge Guided Investing Program Brochure

Merrill Guided Investing Wrap fee Program Brochure Please retain for your records Merrill Lynch, Pierce, Fenner & Smith Incorporated One Bryant Park New York, NY 10036 (Main) ( Program ) Managed Account Advisors LLC 101 Hudson Street Jersey City, NJ 07302 This Brochure provides information about the qualifications and business practices of Merrill Lynch, Pierce, Fenner & Smith Incorporated ( MLPF&S ) and Managed Account Advisors LLC ( MAA ) relating to Merrill Guided Investing (the Program ), an online investment advisory Program .

Merrill Edge, available through Merrill Lynch, Pierce, Fenner & Smith Incorporated (“MLPF&S”), consists of Merrill Edge Advisory Center (investment guidance) and self-directed online investing. MLPF&S is a registered broker-dealer, Member SIPC and a wholly owned subsidiary of Bank of America Corporation.

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