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Merrill Lynch Investment Advisory Program Wrap Fee …

Merrill LynchINVESTMENT Advisory PROGRAMWRAP FEE Program BROCHUREP lease retain for your recordsMerrill Lynch , Pierce, Fenner & Smith IncorporatedOne Bryant ParkNew York, NY Account Advisors LLC101 Hudson StreetJersey City, NJ Brochure provides information about the qualifications and business practices of Merrill Lynch , Pierce, Fenner & Smith Incorporated (MLPF&S) and Managed Account Advisors LLC (MAA) relating to the Merrill Lynch Investment Advisory Program . If you have any questions about the contents of this Brochure, please contact us at ( ).Please note that the information in this Brochure has not been approved or verified by the United States Securities and Exchange Commission (SEC) or by any state securities authority. Investment adviser registration does not imply a certain level of skill or training.

Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as “MLPF&S” or “Merrill”) makes available certain investment products sponsored, managed, distributed, or provided by companies that are affiliates of Bank of America Corporation (“ BofA Corp.”).

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