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MetLife Retirement Plan

MetLife Retirement Plan Summary Plan Description Effective January 1, 2020 Page 1 MetLife Retirement Plan SPD - As of 01/01/2020 MetLife Retirement PLAN Summary Plan Description (SPD) Table of Contents INTRODUCTION .. 3 Participation .. 3 Benefit Funding .. 3 Tax Savings .. 3 Vesting .. 3 Personalized Benefit and Plan Information .. 3 Terminology .. 3 ELIGIBILITY AND PARTICIPATION .. 4 Who Is Eligible .. 4 Who Is Not Eligible .. 4 Who Is an 4 Who Is Not an Employee .. 4 Vesting .. 5 Break in Service Rules .. 5 If You had a Break in Service prior to 2002/2003.

benefits under the Personal Retirement Account (“PRA”). The Retirement Plan is designed to provide a pension benefit that grows steadily over the course of your career, regardless of your age when you join MetLife or how long you stay. It acknowledges today’s evolving workforce – where many people may change employers several times over the

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