Mid-Term Cancellations by State - United …

Mid-Term Cancellations by State 1 2014 Wells Media Group State Acceptable Reasons Notification Requirements Statute(s) / Regulation(s) Alabama Auto: Nonpayment of premium; The policy was obtained through a material misrepresentation; Any insured violated any of the terms and conditions of the policy; The named insured failed to disclose fully his motor vehicle accidents and moving traffic violations for the preceding 36 months if called for in the application; The named insured failed to disclose in his written application or in response to inquiry by his broker, or by the insurer or its agent information necessary for the acceptance or proper rating of the risk; Any insured made a false or fraudulent claim or knowingly aided or abetted another in the presentation of such a claim; Failure to maintain membership in any group or organization when such membership is a prerequisite to the purchase of such insurance; The named insured or any other operator who either resides in the same household or customarily operates an automobile insured under such policy: o Has within the 36 months prior to the notice of cancellation had his driver's license under suspension or revocation; o Is, or becomes, subject to epilepsy or heart attacks, and such individual does not produ

Mid-Term Cancellations by State 3 ©2014 Wells Media Group State Acceptable Reasons Notification Requirements Statute(s) / Regulation(s) Alaska Discovery of a grossly negligent act or omission by the insured that substantially increases the

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