Transcription of N.B. PIPE TRADES SHARED RISK PLAN
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N.B. PIPE TRADES SHARED RISK PLAN
PIPE TRADES SHARED RISK PLAN Effective January 1, 2013 TABLE OF CONTENTS SECTION ITEM PAGE 1 BACKGROUND AND PURPOSE OF THE PLAN 1 2 DEFINITIONS 2 3 ELIGIBILITY AND PARTICIPATION 8 4 FUNDING 9 5 BASE BENEFITS 10 6 COLA 11 7 NORMAL RETIREMENT 12 8 EARLY RETIREMENT 14 9 LATE RETIREMENT 16 10 EMPLOYEE AND EMPLOYER CONTRIBUTIONS 17 11 OPTIONAL FORMS OF PENSION 18 12 BENEFITS ON TERMINATION 22 13 DEATH BENEFITS 24 14 DESIGNATION OF BENEFICIARY 25 15 RECIPROCAL TRANSFER AGREEMENTS 26 16 ADMINISTRATION OF THE PLAN 27 17 DISCLOSURE 30 18 ASSIGNMENT AND COMMUTATION OF BENEFITS 32 19 GOVERNANCE AND RISK MANAGEMENT 34 20 FUNDING POLICY 35 21 AMENDMENT OR DISCONTINUANCE OF THE PLAN 37 22 CONVERSION DETAILS 39 23 GENERAL 40 SECTION 1 BACKGROUND AND PURPOSE OF THE PLAN The headings of this Plan are inserted for the
4 2.16 "Collective Agreement" means any written collective labour agreement by and between the Union and an Employer which provides for …
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