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National advantage program - Aetna

A way to save on out-of-network careNational AdvantageTM program N (8/16)What is a network?Some health benefits and insurance plans use a network of providers. These network doctors, hospitals and other facilities contract with Aetna to offer lower rates. If your plan uses a network, you will typically save money when you visit providers in that network. What is out-of-network care?Out-of-network care is provided by doctors and hospitals that are not in the network for your plan. This typically means you will pay more for their services. Is there a way to save on out-of-network care?Yes, through National advantage program doctors and hospitals. They provide an opportunity to lower your out-of-pocket costs if your plan does not use a network. Or if your plan has a network but lets you get care outside the find National advantage program doctors and hospitals, go to and choose Find a Doctor.

If you require language assistance, please call the Member Services number on your Aetna ID card, and an Aetna representative will connect you with an interpreter.

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