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Notes This chapter should be read in conjunction with the contract documents. If there is any conflict or inconsistency between the contents of the contract documents and this chapter, the provisions of the contract documents will prevail. Any reference to "you" or "your" refers to the life insured. Any reference to "we", "us", "our" or "ours" refers to sanlam Life Insurance Limited ( sanlam Life). Technical guide for recurring payments savings products Our savings products and benefits 1 sanlam Life April 2017 Our savings products and benefits Why put your savings at sanlam ?

Any reference to "you or your refers to the life insured. Any reference to we , us our ours refers to Sanlam Life Insurance Limited (Sanlam Life).

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