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, or both. You should ask - HUD.gov / U.S. …
Shopping aroundfor a home loanor mortgage willhelp you to get the bestfinancing deal. A mort-gage whether it s a homepurchase, a refinancing, ora home equity loan is aproduct, just like a car, sothe price and terms may benegotiable. You ll want tocompare all the costs in-volved in obtaining a mort-gage. Shopping, comparing,and negotiating may saveyou thousands of rate, or both . You should askeach broker you work with how he orshe will be compensated so that youcan compare the different fees. Beprepared to negotiate with the brokersas well as the All ImportantCost InformationBe sure to get information aboutmortgages from several lenders orbrokers. Know how much of a downpayment you can afford, and find outall the costs involved in the just the amount of themonthly payment or the interest rate isnot enough. Ask for information aboutthe same loan amount, loan term, andtype of loan so that you can comparethe information.
Shopping around for a home loan or mortgage will help you to get the best financing deal. A mort-gage—whether it’s a home purchase, a refinancing, or
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