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Origination Guide

1 Origination Guide VIRGINIA HOUSING DEVELOPMENT AUTHORITY Homeownership Originations Department Origination Guide 601 South Belvidere Street Richmond, Virginia 23220 Revised: December 2021 Introduction Mission Statement Our mission is Helping Virginians attain quality, affordable housing. Note to Lenders This Guide has been designed to provide our participating lenders with the information they need to carry out their responsibilities as Virginia Housing Originating Lenders. Background The Virginia General assembly established the Virginia Housing Development Authority (Virginia Housing), a public mortgage finance company, in 1972. Virginia Housing is self-supporting. No federal or state tax dollars are received by Virginia Housing for the funding of its lending programs.

The following details the process for application for approvals as a Virginia Housing Originating Lender: A. Application – Virginia Housing uses the Comergence® system to process new lender applications. Lenders must contact Virginia Housing’s Business Development Training Manager to start the online application process.

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