Our work on motor finance – final findings
wide discretion to set the interest rate. This gives rise to conflicts of interest and creates strong incentives for the broker to charge a higher interest rate. • We found that these incentives have significant effects on the cost of motor finance for consumers, even after controlling for other factors which might affect
Tags:
Findings, Interest, Final, Controlling, Final findings
Information
Domain:
Source:
Link to this page:
Please notify us if you found a problem with this document:
Documents from same domain
Understanding the financial lives of UK adults …
www.fca.org.ukOctober 2017 Understanding the financial lives of UK adults Findings from the FCA’s Financial Lives Survey 2017
Payment Services and Electronic Money – Our …
www.fca.org.ukPayment Services and Electronic Money – Our Approach The FCA’s role under the Payment Services Regulations 2017 and the Electronic Money Regulations 2011
Application for authorisation - Financial Conduct …
www.fca.org.uk(NOTES) New Authorisation Application FCA Consumer Credit (Full)-Application for Authorisation Notes Release 1 April 2014 page 2 New authorisation application We need to know about the business the applicant intends to carry on so we
Applications, Know, Needs, Authorisation, Application for authorisation, Need to know
PS15/4 Retirement reforms and the guidance …
www.fca.org.ukFinancial Conduct Au thor ity Retirement reforms and the guidance guarantee: retirement risk warnings February 2015 Policy Statement PS15/4
Guidance, Risks, Retirement, Warnings, Guarantee, The guidance guarantee, Retirement risk warnings
Strategic Review of Retail Banking Business Models ...
www.fca.org.uk2 Progress report Financial onduct uthority Strategic Review of Retail Banking Business Models Contents 1 Summary 3 2 Introduction 13 3 Funding costs in retail banking 17
Disclosing convictions in Form A - FCA
www.fca.org.ukDisclosing convictions in Form A This factsheet should be read in conjunction with the guidance notes to help complete Form A for an application to perform controlled function(s) under the Approved Persons regime.
Form, Conviction, Disclosing, Disclosing convictions in form a
FS17/2: High-cost credit - Financial Conduct Authority
www.fca.org.uk2 FS17/2 Financial Conduct Authority High-cost credit In this Feedback Statement we report on the main issues arising from Call for Input: High-cost
PS17/11: Review of appropriate qualification exam …
www.fca.org.uk3 PS17/11 Chapter 1 Financia Conduct Authority Review of the FCA's appropriate qualification exam standards 1 Overview Introduction 1.1 This policy statement provides feedback on responses to CP16/24 1 ‘Review of the
Standards, Exams, Qualification, Testament, Appropriate, Appropriate qualification exam, S appropriate qualification exam standards
From pipes to platforms - Financial Conduct …
www.fca.org.ukpayments, FX and alternative lending. ... 13 “The way we bank now”, EY website, ... From pipes to platforms: ...
Form, Pipe, Alternatives, Platform, Lending, Alternative lending, From pipes to platforms
CP15/11: Implementation of the Transparency …
www.fca.org.ukConsultation Paper CPXX/XX Implementation of the Transparency Directive Amending Directive (2013/50/EU) and other Disclosure Rule and Transparency
2013, Directive, Transparency, Amending, The transparency directive amending directive
Related documents
State of Washington REAL ESTATE EXCISE TAX Department of ...
dor.wa.govForm REV 84 0001B for controlling interest transfers) for claims of tax exemption as provided below. Completion of this form is required for the types of real property transfers listed in numbers 1-3 bw. Only thelo e first page of this form needs original signatures.
Real Estate Excise Tax Affidavit / Return (form 84-0001B) - Wa
dor.wa.govThis form must be used for reporting transfers of controlling interest and for buyer disclosure to the Department of Revenue. (Use Form No. 84-0001A for reporting transfers by deed or real estate contract to the county treasurer/recorder of the county in which the real property is located.)
Affidavits, Interest, Excise, Controlling, Controlling interest, Excise tax affidavit
Paycheck Protection Program: Borrower Application Form ...
www.sba.govunder applicable common law, does not directly or indirectly hold a controlling interest in the Applicant, with such terms having the meanings provided in Section 322 of the Economic Aid to Hard-Hit Small Businesses, Nonprofits, and Venues Act.
Licensing: Managing conflicts of interest
download.asic.gov.auto manage conflicts of interest in s912A(1)(aa) (the conflicts management obligation) see RG 181.8–RG 181.26 B guidance for licensees generally on controlling and avoiding conflicts of interest see RG 181.27–RG 181.48 C guidance for licensees generally on disclosing conflicts of interest see RG 181.49–RG 181.63
Management Activities (Planning, Organising & Controlling)
www.thebusinessguys.iea conflict of interest between both. Staff conflict/power struggles Staff may resist working outside of their own departments. /Staff may dislike working outside their comfort zones /Staff may view new ideas of others from other departments as a threat and there may be internal conflict/may be difficult for the project manager to manage staff from
Principles for the Management of Credit Risk
www.bis.orgprocedures for identifying, measuring, monitoring and controlling credit risk. Such policies and procedures should address credit risk in all of the bank’s activities and at both the individual credit and portfolio levels. Principle 3: Banks should identify and manage credit risk inherent in all products and activities.
HIPAA Administrative Simplification
www.hhs.govU.S. Department of Health and Human Services Office for Civil Rights HIPAA Administrative Simplification Regulation Text 45 CFR Parts 160, 162, and 164