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Overview - :: Gulf One Bank

Annual Report 2012. Overview Introduction 1. Vision, Mission and Values 2. Message from the Board of Directors 3. Summary of Financial Performance 5. Global and Regional Economic Performance and Prospects 6. Board of Directors and Board Committees 11. Business Lines 16. Executive Management 18. Corporate Governance 20. Consolidated Financial Statements Independent Auditors' Report to the Shareholders 34. Consolidated Statement of Financial Position 35. Consolidated Statement of Comprehensive Income 36. Consolidated Statement of Changes in Equity 37. Consolidated Statement of Cash Flows 38. Notes to the Consolidated Financial Statements 39. Risk Report 2012 Plus Basel II Including Pillar 3 Disclosures 64.

Overview Introduction 1 Vision, Mission and Values 2 Message from the Board of Directors 3 Summary of Financial Performance 5 Global and Regional Economic Performance and Prospects 6

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