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Payment, clearing and settlement systems in South Africa ...

CPSS Red Book 2012 373 Payment, clearing and settlement systems in South AfricaSouth Africa CPSS Red Book 2012 375 Contents List of abbreviations .. 377 Introduction .. 379 1. Institutional aspects .. 379 The general institutional framework .. 379 The role of the central bank .. 379 Oversight .. 380 Provision of payment and settlement services .. 380 Cooperation with other institutions .. 380 The role of other private and public sector bodies .. 381 Banks .. 381 payments Association of South Africa .. 381 Payment clearing House (PCH) system operators .. 381 2. Payment media used by non-banks .. 382 Cash payments .. 382 Non-cash payments .. 382 Non-cash payment instruments .. 382 Non-cash payment terminals .. 385 Interchange fee regulation .. 386 3. Payment systems .. 386 General overview .. 386 Participation.

transactions include EFTs, cheques, and card, internet and ATM transactions. Payment instructions arising from retail transactions are sent to BankservAfrica through the various payment streams and networks for clearing. At BankservAfrica the payment instructions are sorted and the interbank obligations of the participants calculated. At

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