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PHELPS DUNBAR
P HELPS DUNBAR LLP. Lender's Title Policy Endorsement Checklist From the lender's perspective, every commercial real estate transaction must be evaluated on an individual basis to determine what level of title insurance coverage is appropriate. In many cases the standard form lender's policy may leave the lender with less coverage than expected. To address these issues, title companies have accepted endorsements to modify the standard coverage afforded under the policy jacket. The following checklist summarizes common endorsements to lenders' title policies. Lending institutions and their advisors should analyze which endorsements to request. (References in parenthesis below are to the 06/17/06 ALTA Loan Policy form, the 2006 Policy. CR = Covered Risk and Excl. = Exclusion.). Access- The 2006 Policy provides affirmative coverage of legal access to the insured land; however, it does not insure specific access from a public street ( , pedestrian or vehicular access). (CR 4).
From the lender’s perspective, every commercial real estate transaction must be evaluated on an individual basis to determine what level of title insurance coverage is appropriate.
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