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Police and Firemen’s
Police and Firemen s Retirement System (PFRS) Member Guidebook Pensions & BenefitsSP-0492-0422 PFRS Member Guidebook April 2022 Page 2 Police and Firemen s Retirement SystemTABLE OF CONTENTSPFRS General Information ..3 Foreword ..4 The Retirement System ..4 Contacting the NJDPB ..4 Police and Firemen s Mortgage Program ..5 plan Information ..5 Eligibility ..6 Membership ..7 Age Requirements ..8 Part-time Employees ..8 Enrollments ..9 Overview ..10 Dual Membership ..11 Transfers ..11 Service Credit .. 12 Vesting ..13 Purchasing Service Credit ..14 Overview ..15 Types of Service Eligible for Purchase .. 15 Important Purchase Notes ..16 Cost and Procedures for Purchasing Service Credit ..16 Applying to Purchase Service Credit ..17 Loans ..19 Overview ..20 Applying for a Loan ..20 Internal Revenue Service Requirements ..21 Supplementing your Pension ..23 Overview ..24 Retirements ..25 Overview ..26 Types of Retirement.
PFRS Member Guidebook July 2021 Page 4 Police and Firemen’s Retirement System FOREWORD The New Jersey Police and Firemen’s Retirement System (PFRS) Member Guidebook provides a sum-mary description of the benefits of the plan and out-lines the rules and regulations governing the plan . The PFRS Member Guidebook should provide you with all
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