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Previous Rate Effective May 2018

IGlobal Multiple Index CapS&P Annual Pt to Pt CapMLSB Annual Pt to Pt SpreadMLSB 2Yr Pt to Pt Spread (Annualized)Participation RatePIMCO2Yr Pt to Pt Spread (Annualized)Current Fixed Interest RateProduct Available in All States EXCEPTGuar. Min Fixed RateGMWVA dditional InformationPremiums of $100,000 or more State Availability @ Guaranteed Living Benefit availablePremiums under $100,000 State Availability @ Guaranteed Living Benefit availablePremiums of $100,000 or more State Availability @ Income Plus Guaranteed Living Benefit Rider automatically includedPremiums under $100,000 State Availability @ Income Plus Guaranteed Living Benefit Rider automatically includedPremiums of $100,000 or more State Availability @ Guaranteed Living Benefit availablePremiums under $100,000 State Availability @ Guaranteed Living Benefit availablePremiums of $100.

text indicates the change from the previous rate. RATES ARE SUBJECT TO CHANGE AT ANY TIME. Applicable rate is determined by the date the contract is issued.

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