Transcription of Protecting Consumers Debt Collection Litigation and ...
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Protecting Consumers Debt Collection Litigation and ...
_____ _____ federal trade commission Protecting Consumers IN debt Collection Litigation ROUNDTABLE December 4, 2009 PROOF OF CONSUMER CREDIT INDEBTEDNESS DR. ERIC M. BERMAN, ESQ. Eric M. Berman, 500 West Main Street, Suite 212 Babylon, New York 11702 Table of Contents Executive Summary.. i 2 The Consumer Credit Transaction Complaint.. 3 Signatures.. 7 The Charge-off Balance Best Proof of the debt .. 01 The Right to Dispute the debt .. 11 Account Stated.. 31 Real Party in Interest.. 71 Electronic Business Records.. 52 Asset Buyers and Electronic Business 72 Conclusion.. Proof of Consumer Credit Indebtedness Dr. Eric M. Berman, Esq. Executive Summary 1. Introduction Consumer credit indebtedness occurs when a consumer uses available credit to make purchases, obtain services or take cash advances, and then fails to pay it back. The failure of the consumer to pay back the credit as required by the credit agreement can result in interest, fees and charges being added to the principal or actual amount spent, and creditors can and do sue Consumers for unpaid balances and breaches of the credit card agreement.
Dec 04, 2009 · FEDERAL TRADE COMMISSION. PROTECTING CONSUMERS IN DEBT COLLECTION LITIGATION ROUNDTABLE. December 4, 2009. PROOF OF CONSUMER CREDIT INDEBTEDNESS. DR. ERIC M. BERMAN, ESQ. Eric M. Berman, P.C. 500 West Main Street, Suite 212 Babylon, New York 11702 631.486.4900 eberman@ericbermanpc.com
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