Transcription of Ratio Analysis - USDA Rural Development
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Ratio Analysis - USDA Rural Development
Ratio Analysis Single Family Housing Guaranteed Loan Program 1. training Objectives Where is the topic located? * 7 CFR Part 3555 and HB 1 3555. Learning Checks Resources 2. Things change! Every effort has been made to ensure training references are accurate at the time of publication. Always reference the most recent USDA publications available online. 3. Guaranteed Loan Program Regulation 7 CFR Part 3555. The regulation is the rule! 8 Subparts: A H. Appendix 1. 4. 7 CFR Part 3555. guidelines 5. 7 CFR Part 3555. 6. 7 CFR Part 3555. Subpart D: Underwriting the Applicant .151: Eligibility requirements .152: Calculation of income and assets 7. (h): Repayment ability 1. Repayment ratios 2. Compensating factors 3. Loan Ratio exceptions 4.
Training Objectives ... • GUS Accept = no waiver required • GUS Accept with full documentation = no waiver required • GUS Refer, Refer with Caution, or manual uw = waiver required ... application page in the data field provided. GUS will deduct the benefit from the PITI. ...
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