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Regulation best interest disclosure - TIAA

Regulation best interest disclosureFor over 100 years, TIAA has served the retirement needs of people who work in the academic, medical, cultural and research fields, and their families. Our goal is to help you pursue financial well-being throughout your life through a variety of investing solutions.* TIAA provides broker-dealer services through its affiliate TIAA-CREF Individual & Institutional Services, LLC ( TC Services ) and its registered representatives ( Financial Professionals ). We are required to provide this document to you as a retail customer1 under the SEC s Regulation Best interest .

full and immediate withdrawals or transfers. TIAA is able to invest in long-term assets, and therefore, provide a higher crediting rate than would be possible through fully liquid investments. CREF variable annuities CREF variable annuities are issued by CREF. We earn fees for

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