Transcription of Regulation DD Truth in Savings - Federal Reserve System
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Regulation DD Truth in Savings - Federal Reserve System
Regulation DDTruth in SavingsBackgroundRegulation DD (12 CFR 230), which implementsthe Truth in Savings Act (TISA), became effectivein June 1993. An official staff commentaryinterprets the requirements of Regulation DD(12 CFR 230 (Supplement I)). Since then, severalamendments have been made to Regulation DDand the Staff Commentary, including changes,effective January 1, 2010, concerning disclosuresof aggregate overdraft and returned item fees onperiodic statements and balance disclosuresprovided to consumers through automated addition, effective July 6, 2010, clarificationswere made to the provisions related to overdraftservices (NOTE: The effective date for theclarification to section (a)(1)(i), requiringthe term Total Overdraft Fees to be used, isOctober 1, 2010) (75 FR 31673).
Regulation DD Truth in Savings Background Regulation DD (12 CFR 230), which implements the Truth in Savings Act (TISA), became effective in June 1993.
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